Emerging Issues: Fair Housing Lawsuits by Cities

City of Oakland v. Wells Fargo: PRRAC joined the National Fair Housing Alliance, Lawyers’ Committee for Civil Rights, and a number of housing scholars as amicus curiae to support the City of Oakland in its lawsuit against Wells Fargo in the Northern District of California, asserting a number of harms to the city flowing from the bank’s predatory lending practices. This case is an early battleground for defining the "contours of proximate cause" under the Fair Housing Act, as the Supreme Court instructed the lower courts to do in its decision in another predatory lending case, Bank of America and Wells Fargo v. City of Miami, this past spring. These emerging decisions on causation may be a major test for the Fair Housing Act’s viability in addressing the real-world complexities of discrimination, and its extensive harms.

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