Higher Housing Cost Burdens Increase Likelihood of Material Hardship

A recent article published by Housing Policy Debate, “Housing Cost Burden, Material Hardship, and Well-Being,” finds that a household’s likelihood of experiencing food insecurity, difficulty paying bills, and difficulty affording medical care increases as their share of income spent on housing increases. Additional spending on housing above 50% of income, however, does not further increase the likelihood of these hardships, indicating that households spending half of their incomes on housing are already in precarious situations with significant hardship.

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