Board of Directors

Thank you to our volunteer Board of Directors for donating your time and talents to supporting housing efforts in Oklahoma.

2022 Board of Directors Officers

Kirby Crowe, President
Chip Ard, President-Elect
Lisa Albers, Immediate Past President
Crystal Craig, Treasurer
Kelly Berger, Secretary

2022 Board of Directors

Lisa Albers, Bank of Oklahoma
Lisa Edwards Albers is the Senior Vice President for BOK Financial (BOKF), Community Development Banking.  BOKF is a $31 billion regional financial services company based in Tulsa, Oklahoma.  She has primary corporate wide responsibility for community development lending, which provides financial products that support the development and revitalization of quality affordable housing throughout the BOKF footprint communities.  Areas of expertise include construction and permanent financing for both single family and multifamily affordable housing projects, New Markets Tax Credit financing and commercial lending to non-profits and other businesses that promote economic development to the communities in which we serve.  Lisa holds a Bachelor of Science degree from Oklahoma State University and a Masters in Business Administration from The University of Tulsa. She also serves on the Board of Directors of the Child Abuse Network Board and the Tulsa Children’s Museum. 

Kelly Berger, Positive Tomorrows
Kelly Berger earned a Bachelor of Arts degree in Sociology and Human Services from the University of Central Oklahoma and a Master of Social Work degree from the University of Oklahoma. Mr. Berger holds certifications in SafeCare Education, Motivational Interviewing, and Youth Mental Health First Aid. Since 2010, Mr. Berger has served court-involved youth as the volunteer coordinator for the S.E.E.D.S Program. In 2014, Mr. Berger entered the field of community-based social work as a Family Preservation Specialist at NorthCare, before accepting a position as an Oklahoma Children’s Services Treatment Supervisor for the same Community Behavioral Health Center. Mr. Berger is currently the Director of Family Support for Positive Tomorrows, specializing in strengths-based interventions to assist families experiencing homelessness.

Chip Ard, JLL Valuation
Owen S. “Chip” Ard serves as an Executive Vice President of JLL’s Valuation & Advisory Services (VAS) in the South Central Region of The United States. Actively engaged in real estate valuation and consulting assignments since 1984, he has performed appraisal services consisting of narrative and summary real estate appraisals, ad valorem tax protests, consulting, litigation support services, market and feasibility studies, reviews, market study analyses and appraisals in connection with allocation of state and federal tax credits. Chip also has extensive experience in estate and partial interest valuation as well as condemnation purposes for public agencies. Clients served include corporations, law firms, financial institutions, investment firms and public/private agencies. He is a member of the Appraisal Institute and is a certified general Real Estate Appraiser in OK, KS, MO, TX and AR.

Crystal Craig, Arvest Bank
Crystal Craig serves as the Mortgage Lending Supervisor for Arvest Bank. She has been a Mortgage Banker for 16 years, specializing in CRA lending to LMI homebuyers and helping to raise the Bank’s CRA lending numbers to LMI buyers and in LMICTs. She previously worked for Bank of Oklahoma for 7 years and MidFirst Bank for 8 years. She is very active in the community serving on numerous boards and committees. Some of the boards she serves on includes serving as the Coalition’s Board Treasurer; has served on the board for Neighborhood Housing Services, Oklahoma, since 2015 and is currently serving as the Treasurer; and has been a board member of the Oklahoma Mortgage Bankers Association since 2019.

Kirby Crowe, Program Management Group
Kirby Crowe is Owner and Managing Director of Program Management Group, established in 1999. Based in Tulsa, PMg oversees capital improvement projects in multiple states across the U.S. Kirby has 38 years of governmental construction contract administration, program management, and providing construction fraud protection services.  Projects include private, public, tribal and affordable housing programs.

Cheryl Denney, McAfee & Taft
Cheryl Vinall Denney’s practice concerns advising and representing public and private companies in all phases of their business existence, including the formation and structuring of new companies and joint ventures, negotiation of credit agreements and other business contracts, asset acquisitions, private equity investments, mergers, acquisitions and other forms of business combinations and reorganizations, divestitures and dissolutions. She has particular expertise assisting private companies in raising capital, whether it be through angel investors, private equity funds, traditional lenders, or tax credits and other forms of government incentives. Clients value her approachable style, understanding of legal and business issues from all perspectives, ability to make legal and financial concepts understandable to non-experts, and her capacity to “think outside the box” in developing solutions to both day-to-day and complex business challenges. Cheryl’s practice in the area of government incentives has led to a specialty in general economic development law, community development finance, and structuring private equity transactions to qualify for tax incentives, including New Markets Tax Credits (NMTCs), Opportunity Zone incentives, federal and state historic rehabilitation tax credits, tax increment finance (TIF) districts, Oklahoma Quality Jobs rebates, and the Oklahoma Pooled Finance Program. She currently serves as co-leader of the firm’s Economic Development, Tax Credits and Business Incentives Group. Cheryl earned her B.S. from Oklahoma Baptist University and her J.D. from Georgetown University.

Beth Glasgow, SDG Architects
Beth Glasgow completed her interior design degree at Brooks College of Design in Long Beach California. She then worked as an intern with MVA Architects, where she focused on commercial tenant improvement projects. Challenged to advance in the field of design, she returned to school to complete her Bachelor of Architecture at the University of Oklahoma, where she graduated at the top of her class in 2003. Beth spent six years with Miles Associates as an architectural intern and project coordinator where she gained valuable experience. In 2006, she relocated to southern Oklahoma to manage her former husband’s construction company while he was deployed overseas. In 2009, Beth became a Registered Architect and established Southern Design Group, LLC (now referred to as SDG Architects) in Ardmore, Oklahoma to return to her commercial design background. In 2015, Governor Mary Fallin appointed Beth to the Board of Governors of the Licensed Architects, Landscape Architects and Registered Interior Designers of Oklahoma. She also serves on the University of Oklahoma Division of Architecture’s Professional Advisory Board and the Ardmore Historic Preservation Board.

Tom Schaefer, Advantage Capital
Tom Schaefer is a senior vice president on the syndication team and is responsible for leading the underwriting and asset management functions of the group. His career has covered a wide range of responsibilities, including underwriting, lending and investing in both federal and state tax credits. Prior to joining Advantage Capital, Tom was a SVP – Market Credit Officer with Busey Bank, where his duties included managing a team of underwriters and analysts, making loans collateralized by tax credits and managing the Bank’s Federal Tax Credit Investment portfolio.  Prior to Busey’s acquisition of Pulaski Bank, Tom was responsible for underwriting all tax credit transactions for Pulaski. Tom received his bachelor’s degree in finance and accounting from University of Dayton and holds an MBA from Washington University.

Sarah Tirrell, Vintage Housing, Life Senior Services
Sara Tirrell earned her Bachelor of Business Administration from the University of Oklahoma. She currently serves as the Director of Vintage Housing. In this role she assists in the development of new housing facilities, monitors project compliance with all funding contract requirements during construction and operation and reviews financial reports and budgets for each facility. She also attends Vintage Housing Board and Finance Committee meetings. She has nine years of experience as an Analyst with JLL where she developed affordable housing market studies for proposed Low Income Housing Tax Credit projects. She previously served on the Steering Committee of the Oklahoma Coalition for Affordable Housing and on the inaugural Board of Directors.

Melody Townsend, LW Development
Melody Townsend is the Director of Development of LW Development, LLC (LWD), a full-service residential developer specializing in affordable housing across the state of Oklahoma. After raising two daughters, Melody returned to college and received a BA in Business Management from the University of Oklahoma. Upon graduation she joined LWD specifically to develop affordable housing. Since joining LWD in 2011, she is proud to have been involved in the funding of more than 20 Low Income Housing Tax Credit (LIHTC) developments including consulting for at least three other developers in the state.  Melody served on the organizing committee for the Oklahoma Coalition for Affordable Housing and has served annually on various other committees.